Baccarat and Mini-Baccarat

Baccarat and Mini-Baccarat are amongst the easiest casino games to play.

The basics

Six to eight decks of cards are used.
The suits of the cards are irrelevant.
Face cards and 10's count as zero.
Aces count as one.
When two cards are dealt and the total of the cards equals more than nine, remove the first number of the total. For example, if the Player's hand is a 9 and a 6, the total is 15, which means your Baccarat hand is 5.
To even out the odds, the casino charges up to five percent commission (some casinos charge less) when a bet is placed on the Banker and the Banker's hand wins. No commission is charged on bets placed on the Players hand.
In the event of a tie and no one bet on tie, the hand is considered a push and no one wins or loses.

Playing

Place your bet on either the section labeled Player, the section labeled Banker (Dealer) or the section labeled Tie.
The game is started by dealing two cards for the player hand and two cards for the bank hand. An initial hand with a value of 8 or 9 is called a "natural."
If either hand is a natural, its holder must expose it and the game ends. Otherwise play continues, first with the player hand and then with the banker hand.
The winning hand is the one with a total of 9 or as close to 9 as possible.
Rules for the player hand: If the player's first two cards total 6 or more, then the player must stand without drawing a card. If the player's first two cards total 5 or less, the player must draw one additional card.
Rules for the banker hand: If the banker's first two cards total 7 or more, then the banker must stand without drawing a card. If the banker's first two cards total 0, 1, or 2, then the banker must draw one card. If the banker's first two cards total 3, 4, 5, or 6, then whether the banker draws is determined by the whether the player drew, and if so the value of the player's draw card, as shown by the table below.